Get an up to date credit report and go over it carefully, with a highlighter, take notes. Then make sure you contact any companies with which you know you haven't done business in at least a year and make sure your accounts are closed. Ever since my fraud episode I've been fanatical about making sure my accounts are just as they're supposed to be and have limited myself to two active cards. That way I know precisely what I'm spending and what I owe.
You can and should fight this, no question, but I can see how it would be a bit overwhelming just now. Make sure you get the documentation from your folks and read over the paperwork very carefully, if you can dig up the original paperwork on your card even better, going into something like this informed is really the only way.
My very strong advice
http://www.cardweb.com/cardlearn/
http://www.ftc.gov
http://www.equifax.com/
http://www.experian.com
Get an up to date credit report and go over it carefully, with a highlighter, take notes. Then make sure you contact any companies with which you know you haven't done business in at least a year and make sure your accounts are closed. Ever since my fraud episode I've been fanatical about making sure my accounts are just as they're supposed to be and have limited myself to two active cards. That way I know precisely what I'm spending and what I owe.
You can and should fight this, no question, but I can see how it would be a bit overwhelming just now. Make sure you get the documentation from your folks and read over the paperwork very carefully, if you can dig up the original paperwork on your card even better, going into something like this informed is really the only way.