Just re-read your stuff. If your original account did not have a "member fee" and the card was inactive (ie: you weren't using it) after the turn-over, you have a /really/ good leg to stand on. "Please send me a copy of your paperwork signed by me that states I agreed to pay this membership fee. Oh, you don't have it? It was part of your agreement with Wells Fargo? Lovely. I didn't agree to it. Please remove those charges from my account, and all resulting charges."